Number one on the list, check! I have figured out monthly income and added up expenses. Let me tell ya, there's not much for food and gas. It is helpful that Kevin rides the train to work since train fare remains fairly constant in price, unlike gas.
Speaking of gas, I am at a loss as to budgeting this item. Kevin's car is mostly driven to and from the train station; so, I am budgeting $25 for his car, which will be one tank of gas per month. My car is the family car and I do the grocery shopping; therefore, I will allow for 2 tanks of gas per month which should be about $50.
I have learned when I use Speedy Rewards™ card at my local Speedway Gas Station to purchase the fuel cards, I earn points. AND by using the prepaid card, I get 3-cents per gallon savings + more points for buying gas! Points can be exchanged for gift cards to various stores, restaurants, or for more fuel cards! I can't make up my mind if I want free gas or a free family night out? Putting the thought in writing has brought forth the decision. My Speedy Rewards™ goal is 54,000 points to get a $50 Vanilla Visa Gift Card to be used for a family fun night.
Alright, steps 1 and 6 have been addressed. Today, I will work on the food budget, which is a whopping $220. Sounds impossible, but I WILL make it happen! Grocery sale ads come on Wednesdays which is today. I'm going to plan meals based on sales. more to come tomorrow on my food strategy!